Louisiana Minimum Auto Liability Limits

Louisiana Revised Statute 32:900 provides for the minimum compulsory auto liability insurance limits:

$10,000 per person / $20,000 per accident regardless of the number of persons (prior to January 1, 2010)

$15,000 per person / $30,000 per accident (effective January 1, 2010)

$25,000 per person/ $50,000 per accident for intrastate motor carriers (except tow trucks, not for hire farm vehicles, and forestry vehicles) weighing 20,001 – 50,000 pounds

$300,000 combined single limit for all persons or 100/300 for intrastate motor carriers (except tow trucks, not for hire farm vehicles, and forestry vehicles) weighing more than 50,000 pounds

For interstate carriers, federal provides the following minimim limits:

Property–49 C.F.R. § 387.9– (1) Property/Dry Freight: $750,000; (2) Oil/Petroleum: $1,000,000; (3) Hazardous Materials: $5,000,000;

Passengers–49 C.F.R. § 387.33– (1) Seating for 15 or less: $1,500,000; (2) Seating for 16 or more: $5,000,000.