Trusted Experience
Stacking UM Liability Insurance Policies
Stacking of multiple UM liability policies is prohibited by the Louisiana Anti-Stacking provision contained in La.R.S. 22:1295(1)(c), unless the injured party is occupying an automobile not owned by him/her, a resident spouse, or a resident relative.
In that instance, the UM coverage on the automobile in which the injured party is an occupant is primary, and if exhausted due to the extent of the injured occupant’s damages, then the injured occupant may recover as excess from one other UM policy available to him/her.
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- (225) 929-7481
Practice Areas
- Car Wreck
- Motorcycle Accidents
- Truck Accidents
- Medical Malpractice
- Burn Injury
- Brain Injury
- Spinal Cord Injuries
- Wrongful Death
- Amputation
- Defective Products / Product Liability
- Highway Defects / Road Hazards
- Admiralty and Maritime
- Offshore Accidents
- Boat Accidents
- Aviation Accidents
- Railroad and Train Accidents
- Premises Liability
- Drug Injuries
- Industrial Accidents
- Business Injuries
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Insurance
- Principles of Interpretation of Insurance Policies
- Louisiana Direct Action Statute
- Louisiana Minimum Auto Liability Limits
- Common Types of Louisiana Auto Insurance Coverage
- Louisiana No Pay / No Play
- Louisiana UM Claims are Subject to a 2 year Prescription
- Permissive use of an Auto
- Named Driver Exclusion
- Standard for Determining Whether Conduct Arises out of the use of a Vehicle
- Louisiana Underinsured/Uninsured (UM) Auto Liability Coverage
- Hurricane Claims
Client Reviews
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"You have been such an important part of our lives! You have done so much to help and make life enjoyable after the accident! Thank you for all the love and support!"
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